Let’s build your business. We’re ready to help with a wide variety of flexible commercial real estate loans. Whether you’re preparing to acquire or construct a new building, to expand your existing facility, or refinance your existing mortgage loan, we customize loans to fit your business.
Business Line of Credit
Need to borrow short-term? Get convenient, instant access to funding when you need it most. A Business Line of Credit gives you cash quickly and easily to help you maintain working capital, acquire inventory, or provide funding for accounts receivable. Payments to your credit line can be initiated through eBusiness Solutions Online Business Banking.
BUSINESS TERM LOANS
Let’s break new ground. Business Term Loans can help you purchase machinery or equipment, finance business expansions or acquisitions, or refinance existing debt. We offer a variety of term options, including competitive rates and structure, to fit your business needs.
Small Business Partnership
Let’s join forces. We’re proud to be part of the Massachusetts State Treasurer’s Small Business Partnership program, an initiative that deposits state reserve funds into qualifying community banks for new loans to small, creditworthy businesses like yours. As a certified lender, we use the funds to encourage economic growth and help create new jobs in Massachusetts by offering small business loans up to $1 million to qualified borrowers.
Planning for capital repairs can be challenging, but it doesn’t have to be. Our team is here to make planning a piece of cake. We specialize in assessing your Condominium Association’s needs and secure the right loan for you. Whether you’re seeking funds for building upgrades or future enhancements, our streamlined application process, competitive rates, and flexible terms can help you spread the cost of your project over time—making your life easier and your residents happier.
If your business can build it, we can back it.
Big lending power is about more than just our $80 million lending capacity. How it gets done is just as important as what gets done.
Commercial lending is about relationships. We’re here to bring the people power of our loan expertise to building not only your next project but also creating the collaborative connection that lets you know we’re always here to help your business grow.
Don’t get lost in the shuffle. We know more about the local business landscape than big national banks and we have the same kind of lending muscle. We help you move quickly without all the “back-and-forth.” We’re not just in your corner; we’re just around the corner.
We know you put your business first, and that’s how we treat you. From cash management and eBusiness Solutions to fraud prevention tools, you get the services and expertise your business deserves from the bank that knows how to get it done.
Meet our team
Let’s work together to find the financing option that best fits your business goals. From commercial mortgages and business lines of credit to business term loans, and small business partnerships, our local expertise and personalized service are here to help you every step of the way.
Financing for the purchase of an industrial complex.
Financing for the purchase and renovation of two residential complexes.
Financing to purchase real estate for a business relocation.
Financing for the acquisition of Dunkin’ Donuts franchises.
Financing for the purchase of both real estate and new equipment to expand a business.
Financing for the purchase of new testing equipment.
Financing for the purchase and renovation of a 19-unit apartment complex.
Financing for the purchase and improvements of two mixed-use buildings.
DOMINO’S FRANCHISEE CHRISTOPHER BAUM
When Domino’s franchisees Christopher Baum and Fernando Cruz had purchasing 14 locations across Massachusetts on their menu, they turned to bankESB Vice President, Commercial Lending Melissa Soto, to make those plans a reality. Read more about how Melissa helped them unlock their potential!
Reach out to our commercial lending experts.
We can help find the option that works best for you.